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Business & MSME Loans

Financing for entrepreneurs and businesses β€” including working capital and machinery/equipment finance.

Overview

Empowering Your Business to Grow

From working capital to expansion funding, FINCON CAPITAL helps entrepreneurs, self-employed professionals, MSMEs and businesses explore financing solutions across our multi-lender network of banks and NBFCs.

This category also covers machinery and equipment finance β€” funding for business assets and commercial equipment needed to grow operations.

Business loan terms depend on your business vintage, turnover, and credit profile as assessed by the lending institution.
Calculate Business Loan EMI
Types

Business & MSME Categories

Business Loan
MSME Loan
Business Expansion Loan
Working Capital Finance
Term Loan
Business Loan Against Property
Business Loan Balance Transfer
Overdraft / Credit Line
Machinery Finance
Equipment Finance
Business Asset Finance
Commercial Equipment Funding
Eligibility (Indicative)

General Eligibility Guidance

  • Minimum business vintage as per lender policy (typically 1–3+ years).
  • Minimum annual turnover threshold, varies by lender and product.
  • Satisfactory business and personal credit history.
  • Valid business registration / GST / licensing documentation.
Documents

Typically Required

Business Registration / GST Certificate
KYC of Proprietor / Partners / Directors
Financial Statements / ITR (2-3 years)
Bank Statements (business account)
Full Document Guide
FAQ

Business Loan Questions

A term loan funds a specific purpose (e.g., expansion or asset purchase) repaid over a fixed period. Working capital finance covers day-to-day operational cash flow needs, often revolving in nature.

It depends on the product and lender β€” some business loans are unsecured, while others (like Business Loan Against Property) require collateral.
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Related Financing

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Loan & financing products are subject to lender eligibility, documentation and approval. FINCON CAPITAL does not guarantee sanction, interest rate or disbursement. Read full disclaimer