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Eligibility & Documents

General guidance on eligibility factors and documentation commonly requested across our loan categories.

This is general guidance only. Exact eligibility criteria and document requirements vary by lender, product and your individual profile β€” confirmed only at the time of formal application.
Eligibility Factors

What Lenders Typically Assess

  • Age β€” typically 21–65 years depending on the product.
  • Income & employment β€” salaried, self-employed or business income stability.
  • Credit history β€” repayment track record and credit score.
  • Residency & documentation β€” valid KYC and address proof.
  • Collateral (where applicable) β€” property, vehicle or business asset valuation.
Common Documents

Checklist Overview

PAN Card
Aadhaar / Address Proof
Salary Slips (3 months)
Bank Statements (6 months)
ITR (2-3 years, self-employed/business)
Photographs & Signature Proof
By Product

Product-Specific Documents

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Loan & financing products are subject to lender eligibility, documentation and approval. FINCON CAPITAL does not guarantee sanction, interest rate or disbursement. Read full disclaimer