Home Loan

Residential financing for purchase, construction, extension and renovation.

Overview

Overview Types Eligibility Documents FAQ

Turn Your Dream Home Into Reality

Whether you're purchasing a new home, constructing on owned land, extending your current home or renovating it, FINCON CAPITAL helps you explore home loan options across leading banks and housing finance institutions.

Our team assists with indicative eligibility assessment, documentation and coordination with the lender through to disbursement, subject to final approval.

Interest rates and eligibility criteria vary by lender and are confirmed only at the time of formal application.

Calculate Home Loan EMI

Types

Home Loan Categories

Home Purchase Loan

Home Construction Loan

Home Extension Loan

Home Renovation / Improvement Loan

Home Loan Balance Transfer

Home Loan Top-Up

Eligibility (Indicative)

General Eligibility Guidance

Age typically 21–65 years at loan maturity, subject to lender policy.
Stable income — salaried or self-employed with verifiable earnings.
Clear property title and satisfactory legal/technical valuation.
Satisfactory credit history.

Loan-to-value ratio and exact criteria vary by lender and property type.

Documents

Typically Required

Identity & Address Proof

Property Documents / Title Deed

Income Proof / ITR

Bank Statements

Full Document Guide

FAQ

Home Loan Questions

A home loan finances the purchase/construction of a residential property, while a Loan Against Property uses an owned property as collateral for other purposes.

Yes, Home Construction Loans are available for eligible customers building on owned land, subject to lender approval and documentation.

A balance transfer can help if a competitive rate or better terms are available elsewhere. We help evaluate whether refinancing makes sense for your situation.

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Related Financing

Ready to explore your home loan options?

Free, no-obligation consultation with our advisory team.

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Loan & financing products are subject to lender eligibility, documentation and approval. FINCON CAPITAL does not guarantee sanction, interest rate or disbursement. Read full disclaimer